STEP 1 — Initial Consultation & Needs Assessment
We begin by understanding your goals:
Your preferred location, school district, and commute
Budget and financing readiness
Home style, size, age, and must-have features
Timeline and expectations
Our agents will create a personalized search strategy tailored to your lifestyle and investment goals.
STEP 2 — Get Pre-Approved for a Mortgage
A pre-approval strengthens your offer and helps define your purchasing power.
We help connect you with trusted lenders who can assist with:
Loan options (Conventional, FHA, VA, Jumbo, etc.)
Pre-approval letters
Interest rate guidance
STEP 3 — Property Search & Private Tours
Your agent will:
Send curated listings that match your criteria
Schedule private showings
Analyze neighborhood data, resale potential, and renovation opportunities
Provide honest feedback on suitability and value
We never rush—our goal is to help you find the right home, not just any home.
STEP 4 — Make an Offer (Offer Strategy & Negotiation)
Once you find the perfect property, we will:
Evaluate comps & market conditions
Develop a competitive offer strategy
Discuss contingencies (inspection, appraisal, financing)
Present and negotiate on your behalf
Our negotiation approach is tailored, professional, and results-driven.
STEP 5 — Under Contract & Option Period
After the seller accepts your offer, the home officially goes Under Contract.
During the Option Period (if applicable), you can:
Conduct a home inspection
Request repairs or credits
Reevaluate the property with full transparency
We guide you on which repairs matter, what is negotiable, and how to protect your best interests.
STEP 6 — Inspection & Repair Negotiations
We coordinate everything for you:
Licensed inspector walkthrough
Roof, HVAC, foundation, plumbing, electrical review
Contractor estimates (if needed)
Then we help negotiate:
Seller repairs
Seller credits
Price adjustments (when appropriate)
STEP 7 — Appraisal & Final Loan Approval
For financed buyers:
The lender orders an appraisal
Underwriting reviews your documents
Final conditions are cleared for loan approval (“Clear to Close”)
MA Realty stays in communication with your lender to keep things moving smoothly.
STEP 8 — Final Walk-Through
Right before closing, we walk the property with you to confirm:
Repairs completed
Property is in agreed condition
No new issues have appeared
This step ensures peace of mind before signing.
STEP 9 — Closing Day (Congratulations!)
At the title company, you will:
Sign loan & closing documents
Submit final funds
Receive the keys to your new home
